It’s an arrogant thing to say.
I’m going to be rich. I’m going to be a millionaire.
It seems shallow, greedy, perhaps selfish. I recognize, at least, that I’ve been wrongly programmed to think of it that way.
Growing up in the Bible belt, I grew comfortable with wrong teachings about money and wealth, any sort of trite generalization to keep me from loving the necessary evil that is money.
Life isn’t all about money. Money can’t buy you happiness. The love of money is the root of all evil. Etc, etc, etc.
The reality is that money matters. Money is an important and potentially powerful tool, and it is absolutely not inherently evil. Money enables us, in countless ways, to contribute to the lives around us, to add to others, to serve them, to change the world around us which needs changing in so many ways.
Money buys the freedom of sex slaves. Money feeds destitute families and puts clean water wells in regions where people are dying. It puts shoes on bare feet and glasses on people who can’t see and can’t afford them. Money allows kids to go to school who would otherwise have to work to help their parents. Money is a part of our reality, and can be a fierce force for good.
I know what I want to do financially in my life. Additionally, I know why I’ll do it, and I know that I’ll do it.
How do I know? One simple asset leads me to believe with very little doubt that I’ll achieve my goals: mindset.
I’ve had a shift in my thinking—a mental revolution. This honing of my mindset has become the lens through which I perceive and evaluate each situation, and through which I make decisions. I know that, over time, decisions made within the framework of this perspective will ultimately result in the accomplishment of my goal.
When I buy something, I’m looking through this lens. When I’m evaluating opportunity, or investing, or saving, or spending, or working, or learning, I’m looking through the lens of my goal.
In this case, to simplify, the goal is a net worth of $1 million by a specific age. Less specifically, the goal is a certain degree of financial freedom which will allow me to invest in my sons in ways that I’ve only dreamed of, to contribute generously to solving problems that trouble the world around me, and to decide what is truly worthy of my most precious resource: my time.
What’s incredibly exciting is the fact that my mindset has shifted so dramatically that it affects every decision I make—it affects my actions—and I know that over time, those decisions will add up to the end goal that drives them.
As an example: if you are so driven to be healthy, in shape, lean and mean, that your vision for the future results in present decisions being made in that light, eventually the result will be the realization of the vision that drives those decisions.
The vision drives the action which creates the vision.
You know what you want, so you eat healthy, you exercise, you act the way a healthy person would act. Next thing you know: you are a healthy person. You’re lean and mean!
So how do I know that I’ll be a millionaire? How do I know that I will be fully financially free? Because I have decided that that is where I’m headed, and I make decisions based on that vision.
I’ve pointed my ship in that direction, and unless I stop sailing, I’ll eventually arrive at my destination.
I want to be truly wealthy (in every area of life), and so I act like a wealthy person now. A wealthy person doesn’t put big screens on payment plans. They don’t laugh off their desire for something by shrugging and saying that they’re poor. They don’t consume before they build wealth. They leverage, they find ways to make their money make money. They pass on short-term pleasures in favor of long-term vision.
So if that’s how a wealthy person acts, then that’s how I’m going to act.
(I recommend reading this book, if you’re curious about how a wealthy person acts.)
To tie it into my personal past: I didn’t start playing music like a pro when I got a record deal. I got a record deal because I was already playing like the professionals.
Don’t wait until you’re wealthy to act that way. Act like you’re wealthy to become that way.
What habits or mindset can you change starting today, to begin acting like a person who already has what you want?